Comparing auto insurance companies in New Braunfels, TX can be challenging because choosing the right New Braunfels car insurance agent is more difficult than just making a phone call. You require a highly trained agent, but also the lowest rates in New Braunfels.
You have multiple insurance agents to pick from, and although it’s nice to have a selection, having more car insurance agents makes it harder to compare rates.
Car Insurance from New Braunfels insurance agents
Insurance agents can answer important questions and give you peace of mind. One of the best bonuses of comparing rates online is the fact that you can find lower rates but still work with a licensed agent.
To make it easy to find an agent, after completing this short form, your insurance coverage information is immediately sent to companies in New Braunfels who will compete for your coverage. There is no reason to leave your computer because quoted prices will be sent immediately to your email address. It doesn’t get any easier!
Choosing an insurance agency should depend on more than just a low price. Some important questions to ask are:
- Do they specialize in personal lines coverage?
- Can they give you a list of client referrals?
- Is their price quote a firm figure or are their hidden costs?
- What insurance companies do they work with?
- Will their companies depreciate repairs to your car based on the mileage?
- What is the agency’s Better Business Bureau rating?
- Do they feel the quoted coverages are adequate?
- If you have an accident, will your rates go up?
Captive agents vs. Independent agents
When finding local New Braunfels agents, there are a couple of different types of agents from which to choose. New Braunfels agents can either be captive or independent. Both insure your vehicles, but it’s important to know how they differ because it can influence your selection of an agent.
Captive Insurance Agents
Captive agents are contracted to one company and some examples include American Family, Liberty Mutual and AAA. They generally cannot place coverage with different providers so keep that in mind. Captive agencies are very knowledgeable in insurance sales which helps them sell insurance even at higher premiums.
Shown below are captive insurance agencies in New Braunfels that are able to give price quote information.
State Farm Ins Bert Powell – 1578 Farm 2673 Canyon Lake – New Braunfels, TX 78132 – (830) 964-2212
Allstate Insurance – 142 W Jahn St – New Braunfels, TX 78130 – (830) 627-1583
Independent Agents
These agents do not work for one specific company so they have the ability to put coverage with any number of different companies enabling the ability to shop coverage around. If you are not satisfied with one company, an independent agent can move your coverage and you won’t have to switch agencies. When searching for an agent, we recommend you include price quotes from multiple independent agents to get the best comparison.
The following are New Braunfels independent insurance agencies who can help you get price quote information.
Miller and Miller Insurance – 122 Chelsea St – New Braunfels, TX 78130 – (830) 629-2829
Howell Agency – 215 S Seguin Ave – New Braunfels, TX 78130 – (830) 620-4224
Frost Insurance Agency Inc – 315 Landa St – New Braunfels, TX 78130 – (830) 643-3463
Lapaz Insurance Agency – 2010 Farm 2673 Canyon Lake – New Braunfels, TX 78132 – (830) 964-3444
Witting Insurance – 555 S Business Ih 35 # 314 – New Braunfels, TX 78130 – (830) 606-1000
To view a complete directory of New Braunfels insurance agents, please click here.
Upon getting reasonable responses to any questions you have and an affordable coverage quote, you may have just found an insurance agency that is a good match to service your policy.
Can you buy online and save?
Insurance agents are important to many people, but Texas drivers can also buy direct over the internet. Certain auto insurance companies who have local New Braunfels agents additionally provide the ability to buy direct on their websites, and online price comparisons are easy.
If you’re concerned about not having an agent to talk to when shopping online, that shouldn’t be an issue. Online companies provide access to licensed agents for answering any questions you have.
Will auto insurance cost less online? It’s difficult to say for sure because there are a lot of things that determine your policy premium. Common logic is that a consumer who buys direct prevents the agent from taking a cut. But in most cases, there are very high advertising costs so the lack of a commission may be a wash.
Online plus local equals savings
Drivers change insurance companies for any number of reasons including unfair underwriting practices, policy non-renewal, extreme rates for teen drivers or questionable increases in premium. It doesn’t matter what your reason, finding a new auto insurance company is pretty easy and you might even save some money in the process.
Cost effective auto insurance is attainable online as well as from independent agents in New Braunfels, so you should compare both to have the best rate selection. Some insurance companies don’t offer online quoting and most of the time these smaller companies sell through independent agents.
More Texas auto insurance information
More detailed Texas auto insurance information can be found at the Texas Department of Insurance website. Texas consumers can find a variety of consumer forms, get help finding coverage, find disaster information, and read state legal mandates and laws.