When trying to find a good insurance agent in Edinburg, Texas, it’s recommended you do the preliminary legwork by comparing prices online rather than looking in the yellowpages. Most likely you require not only a great agent that can assess your needs, but you also want great rates as well.
With companies like Allstate, Farmers and State Farm as well as independent agents all competing for business in Edinburg, it can be hard to know which one will provide the best rates, service and coverage. To help decide, it’s easy to use online price quotes to get a list of insurance agents and price estimates.
Your insurance agent down the street
Good agents are trained to spot inefficiencies and help you file claims. One of the best bonuses of getting online price quotes is the fact that you can find better rates but still work with a licensed agent. Supporting local insurance agencies is definitely important in Edinburg.
By using this form (opens in new window), your insurance data is submitted to insurance agents in Edinburg who will compete for your business. You never need to drive around because quoted prices will be sent to your email. Now that’s easy!
The following are Edinburg insurance agencies that may be willing to give comparison quotes.
Don Triplett Insurance – 521 N Jackson Rd, Edinburg, TX 78541 – (956) 381-0272
Phoenix Agency – 2356 E Freddy Gonzalez Dr, Edinburg, TX 78539 – (956) 292-8007
Nationwide Insurance – 600 S Closner Blvd, Edinburg, TX 78539 – (956) 383-7658
Farmers Insurance Group – 506 W University Dr # B, Edinburg, TX 78539 – (956) 289-8105
Allstate Insurance – 2002 W University Dr # 1, Edinburg, TX 78539 – (956) 316-1040
Selecting a car insurance agent should depend on more than just the bottom line cost. These questions are important to ask:
- Do the companies they represent have a solid financial rating?
- Are claims handled at the agent’s location?
- If you are a high risk driver, do they have special markets for your coverage?
- Is vehicle mileage a factor when determining depreciation for repairs?
- What insurance company do they write the most business with?
Once you have received positive responses to these questions and an affordable coverage quote, it’s possible that you found an auto insurance agent that will adequately provide car insurance.
Include online companies when price shopping
Local insurance agents are important, but you also have the option of buying Texas car insurance direct over the internet. Certain companies, such as Farmers Insurance and State Farm, that sell primarily through agents also let you buy direct online, and consumers should do that.
If you’re uncomfortable with not having professional advice when buying online, don’t let it bother you. All companies have customer service departments that you can contact for information.
Are online rates lower? It’s difficult to say for sure because there are many factors which can adversely affect your policy premium. Many people think that a customer who purchases direcly from an online company cuts out the middleman. For the majority of companies, however, marketing their products costs a lot of money so there may not be significant savings.
Additional consumer information websites
Additional information is available on the website for the Texas Department of Insurance located here. Texas drivers can find out which companies have the most complaints, report car insurance fraud, and read state legal mandates and laws.
A tidy conclusion
Cheaper car insurance can be found both online in addition to many Edinburg insurance agents, and you should be comparing both in order to have the best chance of saving money. There are still a few companies who do not provide the ability to get a quote online and many times these small, regional companies only sell through independent insurance agents.
Drivers who switch companies do it for many reasons like denial of a claim, being labeled a high risk driver, policy cancellation or unfair underwriting practices. Regardless of your reason for switching companies, choosing a new insurance company can be pretty painless.