When finding a licensed insurance agent in Keller, we recommend you start your search by comparing prices online in order to save time. Chances are good you want a professional agent, but you also want affordable coverage.
With State Farm, Allstate and many independent agents having local Keller offices, it’s difficult to determine which insurance agency will have the best service and rates. To help decide, consumers can use online quoting to build a list of insurance agencies from which to choose.
Keller agents for auto insurance
Educated insurance agents can help determine the best coverages and help in the event of a claim. One of the best bonuses of comparing rates online is you can get better rates and still choose a local agent. And providing support for local insurance agencies is especially important in Keller.
To help locate an agent, after submitting this short form, your insurance data is immediately sent to participating agents in Keller who will return price quotes to get your business. You won’t need to leave your house as quotes are delivered straight to your inbox. How’s that for easy!
Pick the best insurance agency in Keller for you
If you’re trying to find a reliable agent, there are a couple of different agency structures that you can select. Insurance agencies in Keller are categorized either independent or captive. While both can insure your vehicles, but it’s good to learn how they are different since it may influence your selection of an agent.
Independent Agencies or Brokers
These agents are not employed by any specific company so they can insure your vehicles amongst many companies and possibly get better coverage at lower prices. If your agent finds better pricing, the business is moved internally and that require little work on your part. When shopping rates, it’s recommended you get quotes from at least one independent agent for the best price selection.
Shown below are Keller independent agents willing to provide comparison quotes.
Ann Gibson Insurance – 164 S Main St – Keller, TX 76248 – (817) 431-1723
Nationwide Insurance – 355 Keller Pkwy – Keller, TX 76248 – (817) 431-0530
Captive Agents
These agents write business for a single company and examples are Farmers Insurance or State Farm. Captives cannot provide prices from multiple companies so keep that in mind. Captive agencies are very knowledgeable in insurance sales and that can be a competitive advantage.
Listed below is a list of captive agencies in Keller willing to provide comparison quotes.
State Farm Insurance – 121 Rufe Snow Dr – Keller, TX 76248 – (817) 431-1499
Farmers Insurance Group – 238 N Main St – Keller, TX 76248 – (817) 431-2288
Allstate Insurance – 200 N Rufe Snow Dr # 100 – Keller, TX 76248 – (817) 431-1942
For a complete listing of captive insurance agents in Keller, visit this link.
Deciding on an insurance agency needs to be determined by more than just a cheap price. Here are some questions to ask:
- What insurance companies do they work with?
- How are they compensated?
- What insurance company do they write the most business with?
- Are they able to influence company decisions when a claim is filed?
- If your car is in the repair shop, do you have coverage for a rental car?
- Is vehicle damage repaired with OEM or aftermarket parts?
Upon getting acceptable answers to your questions in addition to an acceptable price estimate, you may have just found an auto insurance agent that meets your needs to insure your vehicles.
Do online insurance companies have lower rates?
Auto insurance agents can be invaluable at times, but you can also find affordable Texas auto insurance direct from companies that only sell online. Certain auto insurance companies who employ agents also allow you to buy direct on their websites, and online price comparisons are easy.
If you’re anxious about not having someone to ask questions when buying online, this is expected but don’t let that bother you. Car insurance companies that require consumers to choose their own coverages all provide contact methods for customer questions.
Does buying online save money? It’s difficult to say for sure because of the number of factors that influence how your policy is priced. It’s logical to say that a consumer who buys direct saves money because there is no commission. But the fact is, the cost of constant advertising is expensive so there may not be significant savings.
Additional auto insurance information can be found on the website for the Texas Department of Insurance found here. Texas consumers can find a variety of consumer forms, read consumer alerts, view a list of available companies, and report car insurance fraud.
Other informative sites include this page for Texas auto insurance and this list of agents in Keller, TX.
More effort can pay off
Cost effective auto insurance is possible both online in addition to many Keller insurance agents, and you need to comparison shop both to have the best chance of lowering rates. There are still a few companies who do not provide you the ability to get quotes online and most of the time these small, regional companies sell through independent agents.
Consumers change insurance companies for any number of reasons including being labeled a high risk driver, policy cancellation, delays in responding to claim requests and even unfair underwriting practices. No matter why you want to switch, finding a new company is not as difficult as it may seem.