Perplexed by the crazy number of car insurance company choices in Fort Worth? You have a lot of company. People have so many options that it can turn into a big hassle to find the best price.
Compare the Market for Car Insurance in Fort Worth
Most major insurance companies quote prices directly from their websites. This process is quite easy as you just enter your required coverages into a form. Behind the scenes, their system will obtain your driving and credit reports and returns a price determined by many factors.
Quoting online makes comparing rates easy, but having to visit multiple sites and enter the same data into a form can be a bit tiresome and repetitive. Unfortunately, it is important to compare as many rates as possible if you are searching for the lowest car insurance rates.
Isn’t there an easier way to compare rates?
An easier way to compare rates makes use of a single form that obtains quotes from multiple companies. It saves time, eliminates repetitive work, and makes price shopping online much simpler. After your information is entered, it is rated and you are able to buy any or none of the returned quotes.
If the quotes result in lower rates, you can click and sign and buy the new coverage. It only takes a few minutes and may save quite a bit of money.
If you want to use this form to compare rates, simply click here to open in new window and input your coverage information. If you have a policy now, it’s recommended you replicate deductibles and limits as shown on your current policy. This ensures you will get an apples-to-apples comparison for similar insurance coverage.
Lots of discounts mean lots of savings
The price of auto insurance can be rather high, but there are discounts available to reduce the price significantly. Some discounts apply automatically at the time you complete a quote, but a few need to be specially asked for before they will apply.
- Club Memberships – Participating in a professional or civic organization may earn a discount when buying car insurance.
- Driver’s Ed – Require your teen driver to enroll in driver’s education in high school.
- Sign Early and Save – Some companies give discounts for switching policies before your current policy expires. It can save you around 10%.
- Fewer Miles Equal More Savings – Keeping the miles down could qualify for a substantially lower rate.
- Student in College – Youth drivers living away from home attending college without a vehicle on campus may be able to be covered for less.
- Anti-lock Brakes – Vehicles with anti-lock braking systems prevent accidents and qualify for as much as a 10% discount.
- Pay Upfront and Save – By paying your policy upfront rather than paying monthly you could save 5% or more.
As a disclaimer on discounts, some credits don’t apply to the overall cost of the policy. The majority will only reduce specific coverage prices like collision or personal injury protection. So even though it sounds like it’s possible to get free car insurance, it just doesn’t work that way. Any qualifying discounts will help reduce your premiums.