Did you fall for a flashy sales pitch and buy overpriced auto insurance? Believe me when I say you are not the only one feeling buyer’s remorse. Lots of auto insurance companies contend for your insurance dollar, so it’s not easy to compare every insurer to find the absolute lowest rate
If you are insured now or need new coverage, you can use these tips to get lower rates while maintaining coverages. Choosing the best insurance company for you in Weslaco is easy if you know what you’re doing. Texas drivers only need to know the most effective way to shop over the internet.
How to Compare Auto Insurance in Weslaco, TX
Getting better auto insurance pricing is not rocket science. You just need to take time comparing rates from different insurance companies. This is very easy and can be done in several different ways.
The fastest way to get the best comparison quotes would be an industry-wide quote request form like this one (opens in new window). This method keeps you from doing repetitive form submissions to each individual auto insurance company. A single, simple form will return price quotes .
Another way to analyze rates requires a trip to the website for every company you want to comare to complete their respective quote request forms. For examples sake, we’ll assume you want rates from Progressive, Esurance and American Family. To get each rate you have to visit each site and enter your information, which is why most consumers use the first method. For a list of links to insurance companies in Weslaco, click here.
Which method you use is up to you, but make darn sure you compare exactly the same coverage limits and deductibles for each price quote. If each company quotes different deductibles then you won’t be able to determine the lowest rate in Weslaco.
Lots of discounts mean lots of savings
Insurance can cost an arm and a leg, but you may find discounts that many people don’t even know exist. Certain discounts will be applied at the time you complete a quote, but less common discounts must be inquired about before they will apply. If they aren’t giving you every credit you qualify for, you’re just leaving money on the table.
- Seat Belt Usage – Buckling up and requiring all passengers to use a seat belt can save 10% or more off the personal injury premium cost.
- Paperwork-free – Some insurance companies may give you up to $50 for buying a policy and signing up digitally online.
- Military Discounts – Having a family member in the military can result in better rates.
- Payment Discounts – If you pay your bill all at once rather than paying monthly you can actually save on your bill.
- Senior Citizens – Older drivers may be able to get a discount up to 10%.
- Clubs and Organizations – Being a member of a qualifying organization could qualify you for a break when buying auto insurance.
It’s important to understand that many deductions do not apply the the whole policy. Most cut the price of certain insurance coverages like liability and collision coverage. So when the math indicates you could get a free auto insurance policy, companies wouldn’t make money that way. But any discount will cut the cost of coverage.
To choose providers with the best auto insurance discounts in Weslaco, click here.
Additional Texas car insurance resources
Much more information about auto insurance in Texas can be read on the website for the Texas Department of Insurance. Click here for link. Consumers can read state legal mandates and laws, find a variety of consumer forms, read enforcement actions against agents and companies, and view agent and company licensing information.
Other informative sites include BankRate.com’s Car Insurance: When not to Skimp and this resource to find Weslaco, TX insurance agents.