Overwhelmed by the wide range of auto insurance choices in Lewisville? You have a lot of company. Consumers have so many options available that it can be a lot of work to find the best price.
Compare Quotes for Lewisville Auto Insurance
When shopping for auto insurance there are multiple ways to compare quotes and find the best price. One of the best ways to find the lowest rates is to use the internet to compare rates. This can be accomplished using a couple different methods.
The easiest and least time consuming way to compare a lot of rates at once is a comparison rater form like this one (opens in new window). This method eliminates the need for separate quotes for every auto insurance company. Completing one form will get you rate comparisons instantly. Just one form and you’re done.
A harder way to obtain and compare quotes online is to manually visit each company website and fill out their own quote form. For instance, we’ll pretend you want rates from Progressive, 21st Century and State Farm. To get rate quotes you would need to take the time to go to each site to enter your coverage information, which is why the first method is more popular.
For a list of links to insurance companies in Lewisville, click here.
The least recommended method of comparing rate quotes is to drive around to and from local Lewisville insurance agencies. The ability to buy insurance online can eliminate the need for a local agent unless you want the trained guidance of a local Lewisville agent. However, consumers can price shop online but still have the advice of a local agent.
It’s your choice how you get your quotes, but be sure to compare identical coverage limits and deductibles on every quote. If each company quotes different liability limits it will be very difficult to decipher which rate is best in Lewisville. Just a small difference in coverage limits can mean a large discrepancy in price. And when price shopping your coverage, comparing more company’s prices helps locate the best rates.
You are unique and your auto insurance should be too
When choosing the right insurance coverage, there isn’t really a one size fits all plan. Every insured’s situation is different.
For instance, these questions might point out if your situation might need professional guidance.
- What happens if I owe more than my vehicle is worth?
- Where can I get insurance after a DUI in Texas?
- Are my tools covered if they get stolen from my vehicle?
- Should I buy more coverage than the required Texas minimum liability coverage?
- Does my personal auto insurance policy cover using my vehicle for business use?
- How can I get high-risk coverage after a DUI?
- When do I need to add a new car to my policy?
If you’re not sure about those questions but one or more may apply to you then you might want to talk to an agent. If you want to speak to an agent in your area, take a second and complete this form.
Aren’t my neighborhood agents an option?
A small number of people just want to talk to a local agent. The best thing about comparing rates online is you may find lower rates but also keep your business local.
After filling out this form (opens in new window), your insurance data is submitted to participating agents in Lewisville who will battle for your coverage. There is no reason to visit any agencies as quotes are delivered straight to your inbox. Now that’s easy! You’ll get the best rates and an insurance agent to talk to.
Picking an insurance company requires more thought than just a low price. Any agent should be forthright in answering these questions:
- Which insurance companies are they affiliated with?
- How are claims handled?
- Can glass repairs be made at your home?
- Are they properly licensed to sell insurance in Texas?
- Do they have any clout with companies to ensure a fair claim settlement?
- Does the agency support the community they serve?
- If you have an accident, are you able to get your vehicle repaired at the shop of your choice?
- Is vehicle mileage a factor when determining depreciation for repairs?
Compare rates from both independent and captive auto insurance agents
If you’re trying to find a good Lewisville insurance agent, there are two types of insurance agents to choose from. Agencies in Lewisville are either captive or independent (non-captive).
Captive Insurance Agents
Captive agents work for only one company such as State Farm, AAA and Liberty Mutual. They generally cannot compare other company’s rates so it’s a take it or leave it situation. Captives are usually quite knowledgeable in insurance sales which helps them sell insurance even at higher premiums. Some people will only choose to use a captive agent partially due to the brand legacy and the convenience of having a single billing for all their coverages.
The following are captive insurance agents in Lewisville who can help you get price quote information.
- State Farm Insurance – 297 W Round Grove Rd – Lewisville, TX 75067 – (972) 315-0690
- Farmers Insurance Group – 570 S Edmonds Ln # 103 – Lewisville, TX 75067 – (972) 436-7720
- Allstate Insurance – 413 E Round Grove Rd # 102 – Lewisville, TX 75067 – (972) 315-9118
Independent Insurance Agents
Independent agents do not work for one specific company so they can insure your vehicles amongst many companies enabling the ability to shop coverage around. If your agent finds better pricing, an independent agent can move your coverage and that require little work on your part. When searching for an agent, it’s recommended you include at a minimum one independent agency for maximum quote selection.Most can insure with lesser-known insurance companies who may have lower rates.
Below is a short list of independent agents in Lewisville that can give you comparison quotes.
- Prudential Insurance Co – 2085 Briarcliff Rd – Lewisville, TX 75067 – (972) 315-9187
- Us Insurance Inc – 1660 S Stemmons Fwy # 255 – Lewisville, TX 75067 – (972) 353-8600
- PCL Contract Bonding Agency – 417 Oakbend Dr # 150 – Lewisville, TX 75067 – (972) 459-4749
- Direct General Ins Agency – 1288 W Main St – Lewisville, TX 75067 – (972) 956-9136
- Fenley General Agency Inc – 217 S Stemmons Fwy – Lewisville, TX 75067 – (972) 434-3614
For a complete listing of insurance agents in Lewisville, please click here.
Upon receiving good answers and a low price estimate, you’ve probably found an insurance agent that meets your needs to provide auto insurance coverage.
More detailed Texas auto insurance information can be read at the Texas Department of Insurance website. Texas consumers can find a variety of consumer forms, read state legal mandates and laws, view a list of available companies, and find out which companies have the most complaints.
Other informative sites include this page for auto insurance prices in Texas and this link where you can get more info about Lewisville auto insurance.