If you’re looking for an insurance agent in College Station, Texas, we recommend you do the preliminary legwork by comparing rates online to save yourself time. Chances are good that not only do you want a good agent, but also the best rates possible.
With companies like Allstate, Farmers and State Farm as well as independent agents all competing for your business, it’s hard to tell which will provide the best service and rates. To begin, consumers can use online price quotes in order to build a list of agents to choose from.
Compare online but buy from a local College Station agent
Good agents can answer important questions and help you file claims. One of the great benefits of comparing insurance prices online is you can get better rates and still have an agent to talk to. Supporting local insurance agencies is important especially in College Station.
To help locate an agent, after submitting this quick form, the quote information is sent to local insurance agents in College Station who will compete for your insurance coverage. You don’t have to even leave your home as quotes are delivered directly to your email. Now that’s easy! You can find better rates without the usual hassles of price shopping.
If you prefer to contact a specific insurance agent in College Station, please click here.
Picking an insurance agent should depend on more than just a low price. These are valid questions to ask:
- Does the company allow you to choose your own collision repair facility?
- Does the agency have a good rating with the Better Business Bureau?
- Do clients work directly with the agent or are most inquiries handled by a CSR?
- Do they have any clout with companies to ensure a fair claim settlement?
- Do they make recommendations based only on price?
- Do you have coverage for a rental car if your vehicle is in the repair shop?
- Do they have advanced training designations such as CPCU, AAI, AIC, or CIC?
Once you have positive responses to any questions you have as well as a affordable price, it’s possible that you found an auto insurance agent that is a good match to provide car insurance coverage.
Keep your options open
Insurance agencies are indespensible for some people, but Texas consumers also have the option to buy from companies direct over the internet. Even companies, such as State Farm, Allstate and Farmers, that sell primarily through agents also give you the option to buy direct online, and consumers should do that if you prefer to buy online.
If you’re concerned about having to choose coverages yourself, this is normal but is quickly overcome. Online insurance companies provide phone numbers and online resources for getting the best coverage.
Do customers save by switching to an online company? It’s difficult to provide an answer because of the fact that insurance companies use many factors that can increase policy rates. It’s often assumed that going direct saves by not paying a commission. In many cases, marketing expenses are significant so the lack of a commission may be a wash.
Final thoughts
Cheap car insurance is attainable online and also from your neighborhood College Station agents, and you need to comparison shop both to have the best chance of lowering rates. Some companies may not provide online quoting and most of the time these small insurance companies sell through independent agents.
When buying insurance coverage, do not buy poor coverage just to save money. There have been many cases where consumers will sacrifice physical damage coverage only to regret at claim time that it was a big mistake. The ultimate goal is to find the BEST coverage at an affordable rate while still protecting your assets.
Online resources for education
More information can be found on the Texas Department of Insurance website through this link. Texas drivers can view a list of available companies, discover disciplinary actions, and find out which companies have the most complaints.