If you’re trying to find a good insurance agent in Port Arthur, Texas, you can always do the preliminary legwork on the web to save yourself time. The chances are good that not only do you want a decent agent, but you also want affordable coverage.
With insurance companies like American Family, Allstate, State Farm and Farmers having offices in Port Arthur, it’s difficult to determine which provider will give you the cheapest rates and the best coverage. To help decide, consumers can use online quotes to build a list of agencies and thier coverage prices.
Quote online, buy local
Insurance agents can answer important questions and help file insurance claims. One of the great benefits of comparing insurance prices online is the fact that you can find the best rates but also keep your business local. Supporting small agencies is definitely important in Port Arthur.
After completing this form (opens in new window), the quote information is immediately sent to local insurance agents who will return price quotes for your business. You don’t have to even leave your home due to the fact that quote results will go straight to your inbox. It doesn’t get any easier! Get lower rates AND an agent nearby.
Shown below is a list of auto insurance agents in Port Arthur that can give you price quotes.
- Allstate Insurance – 6640 9th Ave, Port Arthur, TX 77642 – (409) 963-0155
- Bobby Holmes Insurance – 2349 Memorial Blvd, Port Arthur, TX 77640 – (409) 982-1200
- Farm Bureau Ins – Jefferson – 3501 Turtle Creek Dr, Port Arthur, TX 77642 – (409) 729-9400
- Titan Auto Insurance – 2531 Jefferson Dr, Port Arthur, TX 77642 – (409) 963-0404
- Farmers Insurance Group – 4219 32nd St, Port Arthur, TX 77642 – (409) 962-0088
- State Farm Insurance – 2300 Highway 365, Port Arthur, TX 77640 – (409) 723-5400
To view a complete directory of auto insurance agents in Port Arthur, visit this link.
Selecting an auto insurance agent shouldn’t rely on just a cheap price. Any agent should have no problem answering these questions:
- Do they regularly work with personal auto policies?
- Will your rates increase after a single accident?
- If you are a high risk driver, do they have special markets for your coverage?
- Can glass repairs be made at your home?
- Do they have adequate Errors and Ommissions coverage? This protects you if they make a mistake.
- Will their companies depreciate repairs to your car based on the mileage?
- Is their price quote a firm figure or are their hidden costs?
- Is vehicle damage repaired with OEM or aftermarket parts?
Upon getting positive responses for all questions you ask and a good coverage price, you may have just found an auto insurance agent that can properly service your auto insurance policy.
But what about GEICO, Esurance and Progressive?
Insurance agencies serve a purpose, but Texas car insurance can also be bought direct from companies that only sell online. Even companies who have local Port Arthur agents additionally provide the ability to buy direct online, so this should also be taken into consideration.
If you’re anxious about not having an insurance agent’s advice when buying online, that is quite common when buying online the first time. Online insurance companies have toll-free phone numbers and other options to answer any questions you may have.
Can online rates save money? A lot of shoppers won’t buy anywhere else, but it’s impossible to say since there may be dozens of rate factors that are calculated into your premium. Many people think that a customer who purchases direcly from an online company saves money by not requiring a commission. For most companies selling online, however, advertising and marketing take a lot of money so the rates may be similar to buying from an agent.
More information is located on the Texas Department of Insurance website through this link. Texas drivers can report car insurance fraud, find out which companies have the most complaints, and find a variety of consumer forms.
Other useful links include III.org’s auto insurance page and this page where you can research Port Arthur insurance agents.
In Summary
People who switch companies do it for any number of reasons including denial of a claim, policy cancellation, lack of trust in their agent and extreme rates for teen drivers. Regardless of your reason for switching companies, finding the right auto insurance provider can be less work than you think.
Lower-priced auto insurance can be purchased on the web and also from your neighborhood Port Arthur agents, and you need to price shop both in order to have the best chance of saving money. There are still a few companies who may not provide online price quotes and most of the time these small, regional companies sell through independent agents.