Finding affordable Plano auto insurance over the internet is difficult for people who are new to comparison shopping online. With dozens of online companies available, how can you have a chance to compare the different rates to find the best price?
If you have insurance now or are looking for a new policy, you can learn to get lower rates and good coverage. This article will familiarize you with the best way to quote coverages. Texas vehicle owners just need to understand the most effective way to compare rates online.
Pay less by taking advantage of these eight discounts
Car insurance is not cheap, but you can get discounts to cut the cost considerably. Larger premium reductions will be automatically applied when you complete an application, but some must be asked for before they will apply. If you aren’t receiving every discount you deserve, you are throwing money away.
- Anti-lock Brakes – Cars that have steering control and anti-lock brakes are safer to drive and earn discounts up to 10%.
- Life Insurance Discount – Select insurance companies reward you with better rates if you take out a life insurance policy as well.
- Government Employees – Active or retired federal employment can save as much as 8% with a few auto insurance companies.
- Safe Drivers – Drivers who avoid accidents can pay as much as 50% less than less cautious drivers.
- New Car Discount – Adding a new car to your policy is cheaper since new cars are generally safer.
- Claim Free – Drivers who don’t have accidents can save substantially when compared to drivers who are more careless.
- Paperwork-free – Certain companies will give a small break for buying a policy and signing up digitally online.
- Low Mileage Discounts – Driving fewer miles can earn a substantially lower rate.
A little note about advertised discounts, some of the credits will not apply to all coverage premiums. Most cut the price of certain insurance coverages like medical payments or collision. So despite the fact that it appears you would end up receiving a 100% discount, it just doesn’t work that way. But all discounts will reduce your overall premium however.
Compare Quotes for Plano Auto Insurance
There are a lot of ways to compare auto insurance quotes, but some are less time-consuming than others. You can waste hours talking to local insurance agents in Plano, or you can stay home and use the internet for quick rates.
Most major companies participate in an industry program where insurance shoppers only type in their quote data once, and each participating company can give them a price. This prevents consumers from doing multiple quotation requests to each individual auto insurance company. To submit your quote information now, click here to start a free quote.
One minor caviat to getting quotes like this is you are unable to specify the providers you want pricing from. If you would rather choose specific providers to receive pricing from, we have a page of the cheapest auto insurance companies in Texas. View list of Texas insurance companies.
Which method you use is up to you, but make sure you use exactly the same coverages and limits on every quote. If you compare different liability limits then you won’t be able to determine the lowest rate in Plano.
One last thing about your coverage
Drivers switch companies for any number of reasons including an unsatisfactory settlement offer, questionable increases in premium, denial of a claim and even high rates after DUI convictions. It doesn’t matter what your reason, switching auto insurance companies is not as hard as you think.
We just covered many ways to lower your auto insurance rates. The key thing to remember is the more times you quote, the better your comparison will be. Consumers could even find that the best price on auto insurance is with some of the lesser-known companies.
Cheaper auto insurance can be found from both online companies as well as from independent agents in Plano, and you need to price shop both to get a complete price analysis. Independent agents can write coverage with regional insurance providers that don’t always offer you the ability to get quotes online.