When finding an insurance agent in Burleson, TX, it’s recommended you start your research online rather than picking up the phone. You need a competent insurance agent, and also want to find the best auto insurance prices in Burleson.
You have multiple car insurance agents to insure vehicles with, and although it’s a good thing to have a choice, it can be more challenging to get the best deal.
Local Burleson agents and auto insurance
Agents can point out coverage gaps and give you peace of mind. One of the best bonuses of getting online price quotes is you may find better rates and still have an agent to talk to.
For easy comparison, once you complete this form (opens in new window), your insurance coverage information is transmitted to companies in Burleson who will give you bids to get your business. You don’t have to even leave your home as quotes are delivered directly to your email. How’s that for easy!
Choosing a car insurance agent shouldn’t rely on just the premium amount. These questions are important to ask:
- If they are an independent agency, which companies do they recommend?
- Do they feel the quoted coverages are adequate?
- Do they make recommendations based only on price?
- Does the agency support the community they serve?
- Will you be dealing directly with the agent or with a Custom Service Representative (CSR)?
- Are there any discounts that you might be missing?
Do you need an independent or captive car insurance agent?
When looking for a reliable agent, there are a couple of types of insurance agents to choose from. Insurance agencies in Burleson are classified as either captive or independent. Both types can write coverage properly, but it’s important to know the difference between them because it can impact your agent selection.
Captive Insurance Agents
Captive agents are contracted to one company such as State Farm, Allstate and AAA. They generally cannot give you multiple price quotes so they are skilled at selling on more than just price. Captives receive extensive training on their products and sales techniques and that can be a competitive advantage. Some consumers prefer to purchase coverage from captives mainly due to high brand loyalty and the convenience of having a single billing for all their coverages.
Below is a list of captive insurance agencies in Burleson that are able to give price quote information.
- State Farm Insurance – 250 NW Tarrant Ave # N – Burleson, TX 76028 – (817) 295-7181
- Allstate Insurance – 133 NW Ellison St – Burleson, TX 76028 – (817) 447-6203
Independent Agencies or Brokers
Independent agents are not required to write business for one company so they can insure your vehicles with any number of different companies and potentially find a lower price. If your agent finds better pricing, the business is moved internally and that require little work on your part.
When shopping rates, it’s recommended you contact several independent insurance agents to have the most options to choose from.Most can insure with different regional companies which may provide better rates.
The following are Burleson independent insurance agencies that are able to give comparison quotes.
- Harvey Insurance – 780 NE Alsbury Blvd # C – Burleson, TX 76028 – (817) 447-2680
- Ted Whitley Insurance – 228 NE Wilshire Blvd # F – Burleson, TX 76028 – (817) 295-7171
For a complete listing of insurance agents in Burleson, go to this page.
Once you have good answers and locked in a price quote, you have narrowed it down to an insurance agency that meets your needs to insure your vehicles.
Online companies can help you save
Auto insurance agents are important to many people, but you also have the option of buying direct over the internet. A few companies like Allstate and State Farm who have local Burleson agents also give you the option to buy direct on their websites, so keep that in mind as an alternative to contacting agents.
If you’re uneasy about not having someone to ask questions when buying online, that is normal but is not a big issue. All companies provide toll-free numbers to answer any questions you may have.
Does it save money buying online? Whether or not you’ll save is impossible to say due to the fact that there are multiple individual factors that impact your rate calculation. Common sense would say that shopping online for auto insurance saves by not paying a commission. In many cases, there are high advertising and marketing costs and those expenses can offset most of the savings by selling direct.
More effort can pay off
Low-cost auto insurance can be found online and also from your neighborhood Burleson agents, so you should be comparing quotes from both in order to have the best price selection to choose from. There are still a few companies who may not provide the ability to get a quote online and these smaller companies work with independent agents.
As you restructure your insurance plan, never reduce needed coverages to save money. In too many instances, someone sacrificed full coverage to discover at claim time that their decision to reduce coverage ended up costing them more. The aim is to purchase a proper amount of coverage at an affordable rate while not skimping on critical coverages.
To learn more about auto insurance in Texas
Additional detailed information can be found at the Texas Department of Insurance website. Consumers can read consumer alerts, get help finding coverage, and find out which companies have the most complaints.