Paying for pricey Honda Accord insurance can draw down your family’s budget and put the squeeze on your family’s finances. Price shopping at each renewal is recommended to cut your insurance bill.
Numerous insurance companies battle for your insurance dollar, so it’s not easy to compare every insurance company and get the best coverage at the best rates possible.
It is always a good idea to get comparison quotes every six months because car insurance prices are constantly changing. Just because you found the best rates for Accord coverage a couple years back you will most likely find a better rate quote today. Forget anything you know (or think you know) about car insurance because you’re about to learn how to use the internet to eliminate unnecessary coverages and save money.
Get lower-cost Texas car insurance rates with discounts
Companies that sell car insurance do not advertise all disounts in a way that’s easy to find, so we took the time to find some of the more common as well as some of the hidden discounts that you can inquire about if you .
- Seat Belt Usage – Drivers who require all occupants to buckle up before driving may be able to save a few bucks on medical payment and PIP coverage.
- Multi-Vehicle Discounts – Purchasing coverage when you have several vehicles on one policy can get a discount for every vehicle.
- Organization Discounts – Belonging to a professional or civic organization could qualify you for a break on your bill.
- Resident Student – Youth drivers who are enrolled in higher education away from home and do not have access to a covered vehicle may be insured at a cheaper rate.
- Federal Government Employee – Active or retired federal employment can earn a discount up to 10% for Accord coverage depending on your car insurance provider.
- Air Bags and Passive Restraints – Options like air bags and/or automatic seat belt systems may get savings of 20 to 30 percent.
It’s important to understand that most discount credits are not given to all coverage premiums. Most only apply to the price of certain insurance coverages like medical payments or collision. Despite the appearance that you could get a free car insurance policy, you won’t be that lucky.
Some companies that may have some of the above discounts include:
Double check with each company or agent which discounts they offer. Savings may not apply to policies in your state. For a list of car insurance companies with significant discounts in Houston, follow this link.
Getting cheap Honda Accord car insurance pricing can be relatively painless. All that’s required is to take time comparing rate quotes to find the company with . Shoppers can get rates by following the guidelines below.
The fastest and easiest way to get quotes is a comparison rater form click to view form in new window. This type of form keeps you from doing repetitive form submissions for each price estimate. A single, simple form will get you price quotes from many national carriers.
Another way to find more affordable insurance is to manually visit each individual company website and repeat the quote process again and again. For examples sake, we’ll pretend you are doing a rate comparison from State Farm, Progressive and Allstate. In order to compare rates, you need to go to every website and enter your policy data, which is not fast way to get rate quotes.
For a list of links to insurance companies in Houston, click here.
The last way of getting rate comparisons is to spend time driving to insurance agencies in your area. The ability to buy insurance online reduces the need to sit down with an agent unless your situation requires the professional assistance of an agent trained in personal lines coverage. It is possible to compare the best prices online but have a local agent actually write the policy.
You can use whichever method you prefer to find lower rates, just try to keep nearly identical coverage information on every quote you get. If the quotes have different values for each quote it will be very difficult to determine the lowest rate for your Honda Accord in Houston.
Keep this in mind
Some car insurance companies may not provide online quoting and these smaller companies sell through local independent agencies. The cheapest Honda Accord insurance is possible both online in addition to many Houston insurance agents, so compare prices from both so you have a total pricing picture.
When buying insurance coverage, never buy poor coverage just to save money. Too many times, an insured dropped collision coverage and found out when filing a claim that it was a big mistake. Your aim should be to buy a smart amount of coverage at a price you can afford but still have enough coverage for asset protection.