Finding good auto insurance in Brownwood can be challenging since picking a good Texas insurance agent takes more work than just using the same insurance agency as your neighbor. You need a friendly agent, but also decent rates too.
Insurance companies such as GEICO and Progressive all claim big savings, bombarding you with catchy ads and it is challenging if not impossible to see through the cute green geckos and mayhem and take the time to shop coverage around.
Your local neighborhood insurance agent
Professional agents are trained to spot inefficiencies and give you peace of mind. One of the great benefits of comparing rates online is that you can obtain the lowest rates and still have an agent to talk to.
For easy comparison, once you complete this short form, your information gets sent to local insurance agents who will give you bids for your business. You don’t have to visit any agencies since price quotes are sent immediately to your email address. How’s that for easy!
Selecting a car insurance agent should depend on more than just a cheap price. These are valid questions to ask:
- Are there any hidden costs in their price quote and does it include driving and credit history?
- Is vehicle mileage a factor when determining depreciation for repairs?
- If you have an accident, will your rates go up?
- Does the agency have a good rating with the Better Business Bureau?
- Do they make recommendations based only on price?
- Will vehicle repairs be made with aftermarket parts or OEM replacement parts?
- How often do they review policy coverages?
Listed below are Brownwood auto insurance agents that are able to give price quotes.
State Farm Insurance – 807 Center Ave # C, Brownwood, TX 76801 – (325) 646-8600
C T Ham Insurance – 2800 Austin Ave # A, Brownwood, TX 76801 – (325) 643-1583
Allstate Insurance – 508 Main St, Brownwood, TX 76801 – (325) 646-6990
Bill King Insurance – 201 N Fisk Ave, Brownwood, TX 76801 – (325) 643-5080
Farm Bureau Insurance – 2450 Highway 377 S, Brownwood, TX 76801 – (325) 646-5516
After getting answers to your satisfaction and locked in a price quote, chances are good that you have found an insurance agency that will service your policy.
Do online insurance companies have lower rates?
Insurance agencies are perfect for certain consumers, but Texas drivers can also buy from companies direct over the internet. A few companies like Allstate and State Farm who have local Brownwood agents also allow you to buy direct online, and online price comparisons are easy if finding the best price is important.
If you’re concerned about whether or not you’ll have guidance, that shouldn’t be an issue. Online companies give you access to trained agents to answer any questions you may have. Many online companies also provide online education and live help anytime that you can use if you have questions.
Are online companies cheaper? Whether or not you’ll save is impossible to say because there are many components that impact your final bill. Common logic is that shopping online for auto insurance saves money by not requiring a commission. But truthfully, advertising and marketing take a lot of money and this tends to eat up any savings.
More tips and info about auto insurance is available at the Texas Department of Insurance website. Consumers can find out which companies have the most complaints, read state legal mandates and laws, and get help finding coverage.
Other useful links include QuoteClickInsure.com and this link where you can make Brownwood auto insurance comparisons.
One last thing
When shopping online for auto insurance, don’t be tempted to skimp on critical coverages to save a buck or two. In many cases, someone dropped collision coverage and learned later that saving that couple of dollars actually costed them tens of thousands. Your strategy should be to buy enough coverage at the best price.
Affordable auto insurance can be sourced from both online companies as well as from independent agents in Brownwood, and you should be comparing both to have the best selection. Some companies don’t offer online quoting and most of the time these smaller companies sell through independent agents.