When buying auto insurance in Jacksboro, you have many choices and picking a good Texas car insurance agent is more difficult than just randomly choosing from the yellow pages. The chances are good you’re looking for a good agent, but you also need the best rates possible.
With companies like American Family, Allstate, State Farm and independent agents having offices in Jacksboro, it’s difficult to determine which one will give you the best service and rates. Thankfully, consumers can use online quotes to build a list of agencies and price estimates.
Compare Jacksboro agent rates online
Educated insurance agents are trained to spot inefficiencies and help you file claims. One of the great benefits of comparing rates online is you can get better rates but still work with a licensed agent. And supporting local businesses is important particularly in Jacksboro.
After completing this form (opens in new window), the quote information is instantly submitted to agents in your area who will battle for your coverage. You don’t have to leave your house since price quotes are sent immediately to your email address. It doesn’t get any easier! You’ll get the best rates and a licensed agent to work with.
Jacksboro auto insurance agents come in two flavors
When looking for a reputable insurance agent or broker, you need to know there are two types of insurance agents that differ in how they can insure your vehicles. Jacksboro agents are classified as either independent or captive.
Independent Agents
Independent agencies are not employed by any specific company so they have the ability to put coverage with multiple insurance companies and possibly get better coverage at lower prices. If your agent finds better pricing, the agent simply finds a different carrier and you don’t have to find a new agent.
When comparison shopping, it’s a good idea to include price quotes from multiple independent agents for the best price selection. They often place coverage with smaller regional carriers which can save you money.
Shown below are Jacksboro independent agencies that can give you rate quotes.
- Farm Bureau Insurance – 212 S Main St – Jacksboro, TX 76458 – (940) 567-5574
- Dewayne White Insurance – 117 E Archer St – Jacksboro, TX 76458 – (940) 567-6363
Captive Insurance Agents
Captive insurance agents work for only one company and some examples include State Farm or Allstate. Captives cannot give you multiple price quotes so it’s a take it or leave it situation. Captives are well schooled on the products they sell which helps them sell insurance even at higher premiums. Some consumers prefer to choose to use a captive agent mostly because of high brand loyalty and the convenience of having a single billing for all their coverages.
Shown below is a list of captive agents in Jacksboro that can give you rate quotes.
- State Farm Insurance – 329 N Main St – Jacksboro, TX 76458 – (940) 567-2697
- Farm Bureau Insurance – 212 S Main St – Jacksboro, TX 76458 – (940) 567-5574
- Farmers Insurance Group – 505 W Belknap St – Jacksboro, TX 76458 – (940) 567-6565
To view a complete directory of captive insurance agents in Jacksboro, please go to this site.
Picking a car insurance agent needs to be determined by more than just the price. Some important questions to ask are:
- Do they have adequate Errors and Ommissions coverage? This protects you if they make a mistake.
- How much can you save by raising your physical damage deductibles?
- Does the agency provide any after hours assistance?
- Who are their largest clients?
- Does the company allow you to choose your own collision repair facility?
- Do they have advanced training designations such as CPCU, AAI, AIC, or CIC?
After getting answers to your satisfaction and an acceptable price quote, it’s possible that you found a car insurance agent that meets your needs to provide auto insurance coverage.
Purchasing car insurance direct online is an option
Insurance agents are perfect for certain consumers, but you can also buy Texas car insurance direct from companies that only sell online. A few companies like Allstate and State Farm that are more known for using agents, also allow you to buy online, and online price comparisons are easy.
If you’re uneasy about not getting advice from an agent, that is normal but is not a big issue. Insurance companies that require consumers to choose their own coverages provide customer service you can use to get advice on coverages.
Does car insurance cost less online? Many people swear by it, but it’s difficult to answer since there are so many components that influence how your policy is priced. It’s a common assumption that purchasing direct online cuts out the middleman. But in reality, it’s expensive to advertise and that can cost more than having to pay agents.
Much more information about auto insurance in Texas is located on the Texas Department of Insurance website located here. Consumers can report car insurance fraud, learn about insurance regulations, and view agent and company licensing information.
Quote more, save more
When buying insurance coverage, make sure you don’t buy poor coverage just to save money. In many instances, drivers have reduced liability limits or collision coverage and discovered at claim time that the few dollars in savings costed them thousands. The proper strategy is to buy a smart amount of coverage at a price you can afford while still protecting your assets.
Cheaper auto insurance is available both online in addition to many Jacksboro insurance agents, so you should compare both to have the best rate selection. Some companies do not provide online price quotes and usually these regional insurance providers provide coverage only through local independent agents.