If you’re trying to find a licensed insurance agent in Raymondville, we recommend you do an initial search by comparing rates online rather than looking in the yellowpages. Consumers require a good agent that listens to you, and also want to find decent rates too.
Lots of insurance agents contend to insure your vehicles, and it can be difficult to compare rates to discover the definitive cheapest price
Comparing prices from Raymondville agents
Educated insurance agents can point out coverage gaps and help you file claims. The best thing about getting online price quotes is you may find the lowest rates and still choose a local agent.
After filling out this short form, your coverage information is submitted to agents in your area who will return price quotes for your insurance coverage. There is no reason to even leave your home because quoted prices will be sent to the email address you provide. How cool is that?! Get lower rates and work with a local agent.
Deciding on an auto insurance agent shouldn’t rely on just the premium amount. Any agent should be forthright in answering these questions:
- Do they have advanced training designations such as CPCU, AAI, AIC, or CIC?
- Do the coverages you’re quoting properly cover your vehicle?
- How much will you save each year by using a higher deductible?
- If they are an independent agency, which companies do they recommend?
- Are glass claims handled on-site or do you have to take your vehicle to a repair shop?
The different types of insurance agents
When searching for a good Raymondville insurance agent, there are a couple of types of agencies to choose from. Agencies in Raymondville are classified as either captive or independent (non-captive).
Captive Insurance Agents
Captive agencies are contracted to one company and some examples include AAA, Allstate, State Farm, Farmers Insurance or Liberty Mutual. They generally cannot compare other company’s rates so it’s a take it or leave it situation. These agents are very knowledgeable in insurance sales and that can be a competitive advantage. Consumers often choose to use a captive agent mostly because of the brand legacy and strong financial ratings.
Independent Agents
These agents are not locked into one company so they can insure your vehicles with multiple insurance companies and possibly get better coverage at lower prices. If your agent finds better pricing, an independent agent can move your coverage and you don’t have to find a new agent.
When comparison shopping, it’s recommended you include price quotes from at a minimum one independent agency for maximum quote selection.Many can place coverage with smaller companies which can be an advantage.
Below is a list of independent agents in Raymondville willing to provide price quotes.
- Mark Brown Insurance – 389 W Hidalgo Ave – Raymondville, TX 78580 – (956) 689-6463
- Amco Auto Insurance Agencies – 100 N Us Highway 77 Rd # C – Raymondville, TX 78580 – (956) 689-0706
For a full directory of licensed insurance agents in Raymondville, simply jump to this page.
After receiving positive feedback for all questions you ask and an affordable coverage quote, it’s possible that you found a car insurance agent that meets your needs to provide auto insurance coverage.
Are Progressive, GEICO and Esurance cheaper?
Professional insurance agents can be invaluable at times, but you also have the option of buying from online companies direct. Some specific companies, such as Farmers Insurance and State Farm, who sell through agents in Raymondville also allow consumers to buy direct on their websites, and consumers should do that if the lowest rate is your goal.
If you’re uneasy about not having an agent to talk to when buying direct, don’t sweat it. Car insurance companies that allow you to purchase coverage provide options to answer your questions.
Can buying online lower your premiums? Many people think so, but it’s hard to say for sure due to the fact that there are multiple individual factors that influence your rates. Some people think that purchasing direct online saves by not paying a commission. In many cases, there are high advertising and marketing costs so this can offset any savings.
Compare but don’t skimp
Consumers who switch companies do it for many reasons like extreme rates for teen drivers, policy cancellation, poor customer service or even delays in responding to claim requests. Regardless of your reason for switching companies, finding a new auto insurance company can be easy and end up saving you some money.
Cheap auto insurance is possible from both online companies and with local Raymondville insurance agents, and you need to price shop both in order to have the best chance of saving money. Some insurance companies do not offer online price quotes and usually these small insurance companies provide coverage only through local independent agents.
More resources for learning
More tips and info about auto insurance is available at the Texas Department of Insurance website. Consumers can read industry bulletins, learn about insurance regulations, file complaints about an insurance agent or broker, and report car insurance fraud.