How to Get the Best Car Insurance Rates From the Best Insurance Agents in Crowley

When buying car insurance in Crowley, you have many choices and picking a good Texas car insurance agent is not as easy as just calling the closest agent. You require a friendly agent, and also competitive car insurance rates.

Drivers have so many insurance agencies to insure vehicles with, and even though it’s nice to have multiple companies, it can be more difficult to find the lowest cost provider.

Car Insurance through a local Crowley agent

Agents can help determine the best coverages and give you someone to call. One of the best bonuses of comparing rates online is you can get the lowest rates and still have an agent to talk to.

To help locate an agent, after submitting this simple form, the quote information gets sent to insurance agents in Crowley who will return price quotes for your coverage. You never need to even leave your home as quotes are delivered to the email address you provide. It doesn’t get any easier! You can find better rates without the usual hassles of price shopping.

Picking a car insurance agent shouldn’t rely on just a cheap price. Any agent should have no problem answering these questions:

  • Will you be dealing directly with the agent or with a Custom Service Representative (CSR)?
  • What insurance companies do they recommend if they are an independent agent?
  • Is vehicle mileage a factor when determining depreciation for repairs?
  • Do they regularly work with personal auto policies?
  • Is vehicle damage repaired with OEM or aftermarket parts?
  • Are there any hidden costs in their price quote and does it include driving and credit history?
  • Do they assist clients in filing claims?

Independent or Captive: It’s your choice

When looking for a good Crowley insurance agent, there are two different agency structures that differ in how they can insure your vehicles. Insurance agencies in Crowley can either be independent or captive.

Captive Agents

These agents can only write with one company like AAA, State Farm, Farmers Insurance and Allstate. These agents are not able to place coverage with different providers so keep that in mind. Captive agents are well schooled on the products they sell which helps them compete with independent agents. Some people will only choose to use a captive agent mostly because of high brand loyalty and the convenience of having all coverages with one company.

Shown below are Crowley captive agents that are able to give rate quotes.

  • Allstate Insurance – 816 N Crowley Rd – Crowley, TX 76036 – (817) 297-8887
Independent Agents

Independent insurance agents are not employed by any specific company so they can insure your vehicles with many different companies and potentially find a lower price. If your agent finds better pricing, the business is moved internally and that require little work on your part.

When searching for an agent, it’s a good idea to include at least one independent agent for maximum quote selection. They also have the ability to place coverage with lesser-known insurance companies which can be an advantage.

Shown below are independent insurance agencies in Crowley that can give you price quotes.

  • Longhorn General Agency Inc – 400 Industrial Blvd – Crowley, TX 76036 – (817) 283-8862
  • American National Insurance Co – 828 N Crowley Rd – Crowley, TX 76036 – (817) 297-6828
  • Ducote Insurance – 805 Fm 1187 W – Crowley, TX 76036 – (817) 297-7767

To view a complete directory of licensed insurance agents in Crowley, please view this page.

After getting satisfactory answers to these questions and a good coverage price, you have narrowed it down to a car insurance agent that can properly service your car insurance policy.

Can you find lower rates by buying online?

Local insurance agents are indespensible for some people, but you can also find affordable Texas auto insurance directly from online companies. Some companies that are more known for using agents, also allow consumers to quote and buy online, so keep that in mind if finding the best price is important.

If you’re worried about having to choose coverages yourself, this is normal but is quickly overcome. Online insurance companies that allow you to purchase coverage give you access to trained agents that you can contact for information.

When trying to find the best rates, the only way to determine whether prices are lower online or from agents is comparing rate quotes from both. It’s fairly common that you receive different coverage costs when comparing quotes online and from an agent for the same auto insurance company. But you can’t find out where you can get the lowest rates until after comparing identical coverage quotes for both.

Does coverage cost less online? It’s difficult to provide an answer since there are many things that determine the price you pay. It would make sense to think that buying directly from the company prevents the agent from taking a cut. But the reality is advertising and marketing take a lot of money and those expenses can offset most of the savings by selling direct.

Smart shoppers get results

Consumers leave their current company for a variety of reasons including extreme rates for teen drivers, high rates after DUI convictions, delays in responding to claim requests or policy non-renewal. It doesn’t matter what your reason, choosing a new insurance company is pretty easy and you might even save some money in the process.

find Crowley TX insurance agents

When buying insurance coverage, don’t be tempted to buy less coverage just to save a little money. There are many occasions where someone dropped liability limits or collision coverage and found out when filing a claim that a couple dollars of savings turned into a financial nightmare. The proper strategy is to purchase plenty of coverage at a price you can afford while still protecting your assets.

More tips and info about car insurance is available at the Texas Department of Insurance website. Visitors are able to download brochures, find out industry alerts, read state legal mandates and laws, and file complaints about a company.