I can’t think of anyone who likes paying for auto insurance, especially when they know they are paying too much. Big companies like GEICO, Farmers Insurance and State Farm all claim big savings, bombarding you with TV and radio ads and consumers find it hard to sift through the bull and effectively compare rates to find the best deal.
Consumers should take time to shop coverage around as often as possible due to the fact that insurance prices are adjusted regularly by insurance companies. Even if you got the lowest quotes for C350 coverage two years ago other companies may now be cheaper. Ignore everything you know about auto insurance because we’re going to show you the things you must know in order to save on auto insurance.
Reduce your auto insurance rates with discounts
Car insurance companies don’t necessarily list the complete list of policy discounts very well, so the next list breaks down a few of the more common and also the lesser-known credits that may apply to you.
- Discounts for Good Drivers – Insureds without accidents may receive a discount up to 45% for C350 coverage as compared to drivers with claims.
- Distant College Student Discount – Any of your kids who live away from home at college and do not have access to a covered vehicle can receive lower rates.
- Low Mileage Discounts – Driving less can earn discounted auto insurancerates on garaged vehicles.
- Multiple Policy Discount – If you can bundle your homeowners and auto insurance with the same company you will save at least 10 to 15 percent or more.
- Organization Discounts – Belonging to qualifying clubs or civic groups is a simple method to lower premiums on your next auto insurance statement.
- Discount for New Cars – Adding a new car to your policy can save up to 30% because new vehicles have to meet stringent safety requirements.
- Theft Deterent System – Cars and trucks with anti-theft systems prevent vehicle theft and will qualify for a discount on a .
We need to note that some credits don’t apply the the whole policy. Some only reduce specific coverage prices like collision or personal injury protection. Even though the math looks like you would end up receiving a 100% discount, auto insurance companies aren’t that generous.
The best auto insurance companies and their offered discounts can be read below.
- GEICO offers discounts including military active duty, membership and employees, multi-policy, multi-vehicle, defensive driver, and driver training.
- Travelers has savings for hybrid/electric vehicle, IntelliDrive, multi-policy, payment discounts, and driver training.
- Farm Bureau includes discounts for safe driver, 55 and retired, renewal discount, youthful driver, and multi-vehicle.
- Liberty Mutual has discounts for preferred payment discount, good student, teen driver discount, exclusive group savings, new move discount, and newly retired.
- American Family may include discounts for Steer into Savings, bundled insurance, early bird, air bags, and mySafetyValet.
- Progressive offers premium reductions for continuous coverage, multi-vehicle, multi-policy, homeowner, and good student.
Before purchasing a policy, check with every prospective company how many discounts you can get. Some of the earlier mentioned discounts may not apply to policies in Fort Worth. If you would like to view insurance companies who offer auto insurance discounts in Texas, click here.
Shopping for lower auto insurance rates can be a lot of work if you don’t utilize the best way to get rate quotes. You could spend your day discussing policy coverages with agents in Fort Worth, or you can stay home and use the web to achieve your goal.
The majority of car insurance companies take part in a program where insurance shoppers enter their policy data once, and at least one company then returns a price quote based on that information. This saves time by eliminating quote requests for every auto insurance company.
To compare pricing click here to start a free quote.
The one disadvantage to doing it this way is you don’t know exactly the insurers you will receive quotes from. So if you want to select specific insurance companies to receive pricing from, we have a page of auto insurance companies in Texas. Click here for list of insurance companies in Texas.
The approach you take is up to you, just try to keep nearly identical coverage limits for each comparison quote. If you use mixed coverages then you won’t be able to make an equal comparison in Fort Worth.
In Summary
Budget-conscious Mercedes-Benz C350 insurance can be found from both online companies as well as from insurance agents, and you should compare rates from both to have the best chance of lowering rates. Some auto insurance companies may not offer price quotes online and most of the time these small, regional companies only sell coverage through independent insurance agents.
As you shop your coverage around, do not reduce coverage to reduce premium. There are too many instances where consumers will sacrifice physical damage coverage only to regret that it was a big error on their part. The aim is to purchase a proper amount of coverage at the lowest possible cost while still protecting your assets.