Finding better insurance prices for a Chevy Equinox in Texas can turn out to be an all-consuming task, but you can learn our auto insurance buying tips to save time.
There are both good and bad ways to shop for auto insurance and we’ll show you the quickest way to get price quotes for your Chevy and obtain the lowest price either online or from Dallas insurance agents.
You should make it a habit to check auto insurance prices before your policy renews since insurance prices trend upward over time. Despite the fact that you may have had the best price on Equinox insurance at your last renewal a different company probably has better rate quotes today. Ignore everything you know about auto insurance because it’s time to teach you the easiest way to save money, get proper coverage and the best rates.
Get lower rates by applying discounts
Insuring your vehicles can cost a lot, but you might find some hidden discounts that can drop the cost substantially. Some discounts will apply when you quote, but some must be asked for prior to receiving the credit. If you don’t get every credit you qualify for, it’s possible you qualify for a lower rate.
- Memberships – Belonging to qualifying clubs or civic groups could trigger savings when getting a .
- Multi-line Discount – Insurance carriers who offer life insurance give better premium rates if you take out life insurance from them.
- No Claim Discounts – Drivers with accident-free driving histories can earn big discounts as compared to frequent claim filers.
- Discounts for Federal Employees – Active or retired federal employment may qualify for a discount when you on Equinox insurance with some auto insurance companies.
- Full Payment Discount – By paying your entire bill at once as opposed to paying monthly you could save 5% or more.
Discounts lower rates, but most discounts do not apply to the entire cost. Most only apply to specific coverage prices like comp or med pay. Despite the fact that it seems like it’s possible to get free car insurance, you’re out of luck.
A list of companies and the discounts they provide include:
- GEICO offers discounts including driver training, military active duty, multi-policy, five-year accident-free, good student, and defensive driver.
- MetLife has discounts for defensive driver, claim-free, accident-free, good student, multi-policy, and good driver.
- State Farm may have discounts that include good driver, driver’s education, multiple policy, accident-free, and safe vehicle.
- Progressive may include discounts for multi-policy, homeowner, good student, online signing, continuous coverage, online quote discount, and multi-vehicle.
- Mercury Insurance has savings for age of vehicle, low natural disaster claims, accident-free, good student, and professional/association.
- 21st Century includes discounts for theft prevention, good student, early bird, anti-lock brakes, and air bags.
- Allstate discounts include early signing, economy car, passive restraint, anti-lock brakes, EZ pay plan discount, and safe driver.
When getting a coverage quote, ask every prospective company what discounts are available to you. Some of the discounts discussed earlier might not apply in every state. If you would like to see a list of insurers with the best auto insurance discounts in Dallas, click here to view.
The best way to compare policy rates is to know the fact most insurance companies pay for the opportunity to provide you with a free rate quote. The only thing you need to do is take a few minutes to give details including your general credit rating, how you use your vehicles, how much school you completed, and types of safety features. That rating information is sent automatically to multiple different insurance companies and they return cost estimates within a short period of time.
To get price quotes for your Chevy Equinox now, click here and enter your coverage details.
When should I discuss my situation with an agent?
When choosing coverage for your personal vehicles, there is no “perfect” insurance plan. Everyone’s needs are different.
For example, these questions could help you determine if your situation may require specific advice.
- Do I have coverage when using my vehicle for my home business?
- Why does it cost so much to insure a teen driver in Dallas?
- Is my Chevy Equinox covered for flood damage?
- How many claims can I have before being cancelled?
- When should I drop full coverage on my Chevy Equinox?
- Does medical payments coverage apply to all occupants?
- I have good health insurance, so how much medical payments coverage do I need?
- Should I buy additional glass protection?
- When would I need rental car insurance?
If you can’t answer these questions, you might consider talking to an agent. If you don’t have a local agent, complete this form.
Final thoughts
A few companies do not offer online quoting and many times these smaller providers only sell through local independent agents. Budget-conscious Chevy Equinox insurance can be found from both online companies in addition to many Dallas insurance agents, and you need to price shop both to get a complete price analysis.
We just showed you a lot of techniques to lower your Chevy Equinox insurance car insurance rates. The most important thing to understand is the more providers you compare, the higher your chance of finding . Drivers may discover the best car insurance rates are with a lesser-known regional company.
As you restructure your insurance plan, do not buy less coverage just to save a little money. There are a lot of situations where someone sacrificed liability limits or collision coverage only to find out that a couple dollars of savings turned into a financial nightmare. Your focus should be to buy enough coverage at an affordable rate while not skimping on critical coverages.