Atlanta Auto Insurance Company Rate Comparisons

When searching for a good insurance agent in Atlanta, Texas, we recommend you do the preliminary legwork using online quotes instead of making phone calls. We’re assuming you require not only a highly trained agent, but you also need the lowest possible price.

With companies like State Farm, Allstate, Farmers and independent agents having offices in Atlanta, it’s difficult to determine which auto insurance agent will have the best service and rates. Fortunately, consumers can use online quoting in order to build a list of agencies from which to choose.

Car Insurance from Atlanta insurance agents

Professional agents can answer important questions and give you someone to call. One of the great benefits of comparing rates online is you may find better rates but also keep your business local. Supporting local agencies is definitely important in Atlanta.

For easy comparison, once you complete this quick form, the coverage information gets sent to insurance agents in Atlanta who will battle for your business. You never need to leave your computer because quoted prices will be sent to your email. It doesn’t get any easier!

The type of insurance agency you choose is important

When searching for a good Atlanta insurance agent, you must know there are a couple types of agencies from which to choose. Insurance agencies in Atlanta are categorized either captive or independent. Both write coverage properly, but it’s important to know the differences because it can impact the selection process.

Independent Agents

These agents are not locked into one company so they have the ability to put coverage with many different companies depending on which coverage is best. To transfer your coverage to a different company, the business is moved internally and you don’t have to find a new agent. When comparing rates, you should always include price quotes from multiple independent agents to get the best comparison. They often place coverage with lesser-known insurance companies which can be an advantage.

The following are Atlanta independent agencies that may be able to provide rate quotes.

  • Jeff Hobbs Insurance – 1305 W Main St – Atlanta, TX 75551 – (903) 799-6341
  • Hale Insurance – 300 Hummingbird Trl – Atlanta, TX 75551 – (903) 796-2929
Agency Captives

Captive agencies have only one company to place business with such as Liberty Mutual, Allstate, Farmers Insurance or State Farm. They generally cannot compare other company’s rates so keep that in mind. Captive agents are well schooled in insurance sales which can be an advantage. Consumers often buy insurance from these agents partially due to high brand loyalty and strong financial ratings.

Shown below are Atlanta captive insurance agents who can help you get price quotes.

  • Allstate Insurance – 305 E Main St – Atlanta, TX 75551 – (903) 796-2100
  • Farmers Insurance Group – 507 W Main St – Atlanta, TX 75551 – (903) 796-9515

To view a complete directory of captive insurance agents in Atlanta, go to this page.

Deciding on an insurance agency needs to be determined by more than just a cheap price. Here are some questions to ask:

  • Do they have advanced training designations such as CPCU, AAI, AIC, or CIC?
  • Will your rates increase after a single accident?
  • What are the financial ratings for the companies they represent?
  • What insurance companies do they work with?
  • How long have they worked with personal auto insurance coverage?

Upon receiving positive responses to your questions in addition to an acceptable price estimate, most likely you have located an insurance agent that will adequately provide auto insurance.

Don’t exclude online companies

Local insurance agents serve a purpose, but you also have the option of buying Texas car insurance from online companies direct. Some car insurance companies that are more known for using agents, also give you the option to buy direct on their websites, so that should be considered if you prefer to buy online.

If you’re apprehensive about not getting advice from an agent when buying car insurance direct, that should not be a issue. Companies that allow you to purchase coverage give you access to trained agents for customer questions. They also offer extensive coverage information and 24/7 assistance that you can use before buying.

Can you save money buying online? It’s difficult to say for sure since there are so many factors which can adversely affect your policy premium. It’s a logical assumption that a customer who purchases direcly from an online company prevents the agent from taking a cut. For most companies selling online, however, online and traditional media advertising are expensive and that can cost more than having to pay agents.

Smart consumers save more

Affordable auto insurance is attainable on the web in addition to many Atlanta insurance agents, and you need to price shop both to have the best selection. Some companies do not provide online price quotes and these smaller companies work with independent agents.

People switch companies for a number of reasons such as being labeled a high risk driver, policy non-renewal, extreme rates for teen drivers or even lack of trust in their agent. No matter why you want to switch, choosing a new company can be pretty painless.

Atlanta agents

Some additional reading

Additional information can be found on the Texas Department of Insurance website found here. Visitors are able to file complaints about a company, report car insurance fraud, and download brochures.

The following information may also be useful.